AFFIN Education Financing-I

Financial assistance for qualified individuals of selected University or College to cover their education program.



Students Eligibility

  • Students aged 18 and up to 45 years old
  • Open to Foundation, Certificate, Pre-University (e.g. A-Level), Diploma, Degree and Postgraduate program (Master’s Degree and Doctorates) and Professional Courses for students of appointed universities/colleges
  • Requires the parents, spouse or siblings to jointly apply with the student as joint applicants

Joint Applicant Eligibility

  • Malaysian citizen aged 21 years old and above.
  • Minimum 2 joint applicants with minimum annual income of RM 24,000 (at least one of the joint applicants must be earning an annual income of RM36,000)


Financing Margin

  • Up to 90% of coursework fee

Financing Tenure

  • Up to 15 years

Financing Amount

  • Up to RM 400,000
    ​​​​​​ (Note: Maximum financing amount of RM600,000 is eligible for Medical student only)


  • Collateral may be required either fully or partially secured against Term Deposit-i or unencumbered property


  • No Early Settlement Fee
  • No guarantor is required
  • Get protected against a higher rate by the profit rate capped at 10% per annum.
  • Reducing Term Takaful (RTT) is highly encouraged to be taken by both applicant and joint applicant to ensure that you and your family are protected. 

How to Apply

You may head on to to find out more or click on this LINK to apply directly.